SPRINGFIELD – To empower women, State Senator Meg Loughran Cappel passed a measure through the Senate Insurance Committee that would provide insurance coverage for vaginal estrogen when medically necessary.

“The positive effects that come from using vaginal estrogen, like helping with menopause symptoms, has made a big difference for women,” said Loughran Cappel (D-Shorewood). “We need to give women the tools to take care of their health.”

House Bill 1565 would require individual policy accident and health insurers to cover vaginal estrogen when it is medically necessary. The measure would prohibit insurers from imposing a higher deductible, co-payment, or any other cost sharing requirement on vaginal estrogen than it would for a treatment for erectile dysfunction.

Vaginal estrogen is a form of hormone replacement that is typically used to treat vaginal dryness, itching, and burning, painful or difficult urination, or the sudden need to urinate immediately. These symptoms typically occur in women who are experiencing or have experienced menopause. Vaginal estrogen can cost as low as $350 and as high as $500 because of the area of absorption and the medication itself.

“I’m a strong advocate of uplifting and empowering women,” said Loughran Cappel. “Covering this medication will help women for years to come.”

House Bill 1565 passed the Senate Insurance Committee and now heads to the full Senate.