SPRINGFIELD – State Senator Meg Loughran Cappel passed a measure through the Senate Insurance Committee that would require insurance coverage for medically necessary reconstructive surgeries as a result of a traumatic experience.

“Victims shouldn’t have to be reminded of a traumatic accident when they look in a mirror,” said Loughran Cappel (D-Shorewood). “Whether it’s a scar from domestic violence or a car accident, injuries should be covered by insurance.”

House Bill 1384 would require HMO's, Medicaid and individual and group health insurance policies to cover medically necessary reconstructive surgeries to restore a person’s physical appearance that was damaged by trauma.

Currently, Medicare patients pay 100% of non-covered services, including most cosmetic surgeries. There are no provisions for cosmetic surgery for state employee’s group insurance. Reconstructive breast surgery is covered if it’s in connection with a mastectomy.

“These treatments should be considered medically necessary for survivors who are candidates for a reconstructive surgery,” said Loughran Cappel.

House Bill 1384 passed the Senate Insurance Committee and heads to the Senate floor for further consideration.

SPRINGFIELD – To empower women, State Senator Meg Loughran Cappel passed a measure through the Senate Insurance Committee that would provide insurance coverage for vaginal estrogen when medically necessary.

“The positive effects that come from using vaginal estrogen, like helping with menopause symptoms, has made a big difference for women,” said Loughran Cappel (D-Shorewood). “We need to give women the tools to take care of their health.”

House Bill 1565 would require individual policy accident and health insurers to cover vaginal estrogen when it is medically necessary. The measure would prohibit insurers from imposing a higher deductible, co-payment, or any other cost sharing requirement on vaginal estrogen than it would for a treatment for erectile dysfunction.

Vaginal estrogen is a form of hormone replacement that is typically used to treat vaginal dryness, itching, and burning, painful or difficult urination, or the sudden need to urinate immediately. These symptoms typically occur in women who are experiencing or have experienced menopause. Vaginal estrogen can cost as low as $350 and as high as $500 because of the area of absorption and the medication itself.

“I’m a strong advocate of uplifting and empowering women,” said Loughran Cappel. “Covering this medication will help women for years to come.”

House Bill 1565 passed the Senate Insurance Committee and now heads to the full Senate.

SPRINGFIELD – To expand access to hospice care, State Senator Meg Loughran Cappel led a measure through the Senate Health and Human Services Committee that would increase the number of people hospice residences can serve and the number of licensed hospice locations per county.

“As someone who has cared for a loved one, I want to ensure health care is available for all residents,” said Loughran Cappel (D-Shorewood). “Caring for people during the end of their life is not an easy job but it’s an important one.

House Bill 1117 would allow hospice programs that own or operate separate hospice residences to serve up to 24 people per location, rather than the current 20 people per location cap. Additionally, the measure would expand the number of licensed hospice locations per county from five to 16.

“Expanding access to hospice care would help address the increased need for hospice and palliative care as it has rapidly grown,” Loughran Cappel said. “We all want our loved ones to have the care they deserve.”

House Bill 1117 passed the Senate Health and Human Services Committee and heads to the full Senate for further consideration.

SPRINGFIELD – To incentivize educational professionals, State Senator Meg Loughran Cappel passed a measure through the Senate Education Committee that would increase the annual pay cap for teachers who mentor or provide professional development for classroom teachers or counselors.

“As a former special education teacher, I understand the struggles many education professionals are facing,” said Loughran Cappel (D-Shorewood). “It’s important for new teachers to have qualified mentors to lean on, especially when first joining the profession. This can lead to increased satisfaction for teachers and education professionals.”

House Bill 1291 would increase the annual pay cap from $1,500 to $2,250 for teachers with National Board for Professional Teaching Standards designations who mentor or provide professional development for classroom teachers or counselors.

To receive National Board for Professional Teaching Standards designation, a teacher must have a bachelor's degree, hold a state license and have at least three years of teaching or counseling experience. The candidate then takes a computer-based assessment and completes three portfolio entries. If the National Board for Professional Teaching Standards deems that a teacher passes all of the components, the teacher receives the designation.

“Many professional educators will spend over 30 hours participating in mentoring and professional development over the course of a year,” said Loughran Cappel. “It’s time that we compensate the teachers who work hard to educate our youth. We have to continue uplifting the education profession and encouraging more people to join it, and this is one step we can take to do that.”

House Bill 1291 passed the Senate Education Committee and heads to the floor for further consideration.